Colorado is a mecca for cyclist and has gone to great lengths to protect its cycling residents. However, with the amount of vehicles and bikes on the road, collisions between the two are inevitable, and often catastrophic for the biker especially. If you or a loved one has been seriously injured in a bicycle accident, speak to an attorney at The Law Firm of William Babich, LLC, to find out more about your rights. We will give you honest and straightforward advice about your potential case in order to allow you to make educated and informed decisions. We will also help you get the money you deserve for lost wages, medical and surgical bills, pain and suffering, loss of a loved one, or other damages.
Paying For Medical Expenses
A bicycle accident can change your life or a loved one's life. For example, if you are seriously injured, you may have to take time off from work, and you may have unpaid medical and/or hospital bills. After being injured in a bicycle accident, the first question many people want answered is "who will pay for my medical expenses?"
Keep in mind that because a personal injury claim can take months, or even years, to resolve, you cannot rely on anticipated settlement proceeds or a jury award to pay for your immediate health care needs. If you have no health insurance available to help cover your medical expenses, the attorneys at The Law Firm of William Babich, LLC, will work with health care professionals in your area to get you the medical care you need. Often, a health care provider will agree to treat you if we agree to pay them back after you receive a settlement or award. The attorneys at The Law Firm of William Babich, LLC, can help get you the medical care and attention you need while your claim is being investigated, evaluated, and negotiated.
Automobile Insurance Coverage
Colorado law requires every owner of an automobile in the State of Colorado to have the following insurance:
- Bodily injury liability coverage - this coverage provides compensation to another person for bodily injuries sustained in a collision with a motor vehicle. The State of Colorado requires that every owner of an automobile have at least $25,000.00 in bodily injury liability insurance coverage.
It is very important to have auto accident attorneys examine all of the potential insurance policies that may provide coverage to you as a result of your accident, as you may be able to collect compensation from more than one insurance policy, including your own insurance policy. At The Law Firm of William Babich, LLC, our attorneys act immediately for our clients to determine what kind and how much insurance coverage is available to you.
Establishing a Personal Injury Claim
To establish a claim for your personal injuries related to a motor vehicle accident, the following three requirements must be met:
- you must prove that you have suffered damages;
- you must prove that your injuries were caused by the auto accident, and not some other accident or incident; and
- you must prove that the auto accident was not caused by you. Under Colorado law, if you are found to be more than 50% at fault for the accident, then you are not entitled to a jury verdict if the case goes to trial. Therefore, early and proper investigation is critical to proving that you are not 50% or more at fault.
If The Law Firm of William Babich, LLC, accepts your case, we will investigate your claim and obtain the evidence needed to prove your claim. This may involve interviewing witnesses, reviewing documents, researching the law, investigating the scene of the incident, and consulting with doctors or other experts.
What Compensation You Are Entitled To Recover
You are entitled to recover the following types of damages from the person who caused the accident (the at-fault driver) and/or their insurance company:
- economic damages (including past and future medical expenses, funeral expenses, past and future lost wages, impairment of earning capacity, and other out-of-pocket expenses such as prescription drug costs);
- non-economic damages (including inconvenience, loss of quality of life, emotional distress, pain and suffering); and
- physical impairment and disfigurement.