Find A Truck Accident Lawyer in Denver, CO
For a list of things that you should do after a trucking accident to assist in the investigation and support of your claim, see “What to do after an auto accident” section on this website.
Injuries or Death caused by Trucking Accidents
Accidents involving commercial trucks and smaller private passenger vehicles often result in serious injuries or death for the occupants of the smaller vehicle. For example, consider that a large commercial truck can weigh as much as 80,000 pounds and can be as long as 75 feet. In comparison, smaller private passenger cars can range from a 2,500-pound car to a 5,000-pound SUV. The consequences of a collision between a large commercial tractor-trailer and a private passenger vehicle are often serious and catastrophic.
Commercial truck drivers are specially trained and must follow certain state and federal regulations that the average private vehicle driver does not. These regulations are designed to protect both the truck driver and other drivers on the road. Therefore, a truck driver who fails to follow any of these regulations may be increasing the likelihood of a serious accident.
It takes considerable knowledge and resources to adequately investigate and prepare a truck accident claim to ensure that the victim’s rights are protected. Often, in order to prove your claim, it is necessary to hire experts in the field of:
- Accident reconstruction;
- 'Black box' downloads and data interpretation;
- Human factors;
- Truck conspicuity; and/or
- Trucking safety regulations and standards of care.
The truck accident attorneys at The Law Firm of William Babich, LLC, in Colorado understand what to look for and who to talk to in order to investigate and prepare your truck accident claim. We understand the traffic laws that apply to commercial vehicles and the requirements that truck drivers must follow. We believe it is our responsibility to help protect you and your family from trucking accidents caused by the negligence of truck drivers and commercial trucking companies that refuse to follow these standards.
Paying For Medical Expenses
A trucking accident can change your life or a loved one's life. For example, if you are seriously injured, you may have to take time off from work, and you may have unpaid medical and/or hospital bills. After being injured in a semi-truck or other trucking accident, the first question many people want answered is “who will pay for my medical expenses?”
Keep in mind that because a personal injury claim can take months, or even years, to resolve, you cannot rely on anticipated settlement proceeds or a jury award to pay for your immediate health care needs. If you have no health insurance available to help cover your medical expenses, the attorneys at The Law Firm of William Babich, LLC, will work with health care professionals in your area to get you the medical care you need. Often, a health care provider will agree to treat you if we agree to pay them back after you receive a settlement or award. The attorneys at The Law Firm of William Babich, LLC, can help get you the medical care and attention you need while your claim is being investigated, evaluated, and negotiated.
If you are injured in a commercial truck accident, or your loved one suffers serious injury or death in a commercial truck accident, contact an attorney at The Law Firm of William Babich, LLC, in Denver, Colorado. Our team of trucking accident and wrongful death attorneys can evaluate your case and help you understand your rights. We will help you get the money you deserve for lost wages, medical and surgical bills, pain and suffering, loss of a loved one, or other damages.
Automobile Insurance Coverage
Colorado law requires every owner of an automobile in the State of Colorado to have two types of mandatory insurance:
- Property damage liability coverage - this coverage provides compensation to another person for damage to their automobile caused by the at-fault driver.
- Bodily injury liability coverage - this coverage provides compensation to another person for bodily injuries sustained in a motor vehicle collision. The State of Colorado requires that every owner of an automobile have at least $25,000.00 in bodily injury liability insurance coverage.
However, many commercial vehicles, such as semi-tractor trailers or passenger buses, are insured through commercial insurance policies with at least $750,000 in liability coverage. There may also be company umbrella policies or additional liability policies which may provide even more coverage.
It is very important to have a trucking accident attorney examine all of the potential insurance policies that may provide coverage to you as a result of your accident, as you may be able to collect compensation from more than one insurance policy, including your own insurance policy. See section on Uninsured/Underinsured Motorist coverage. At The Law Firm of William Babich, LLC, our attorneys act immediately for our clients to determine what kind and how much insurance coverage is available to you.
Establishing a Personal Injury Claim
To establish a claim for your personal injuries related to an accident involving a commercial truck or tractor-trailer, the following three requirements must be met:
- you must prove that you have suffered injuries;
- you must prove that your injuries were caused by the auto accident, and not some other accident or incident; and
- you must prove that the auto accident was not caused by you. Under Colorado law, if you are found to be more than 50% at fault for the accident, then you are not entitled to a jury verdict if the case goes to trial. Therefore, early and proper investigation is critical to proving that you are not 50% or more at fault.
If The Law Firm of William Babich, LLC, accepts your case, we will investigate your claim and obtain the evidence needed to prove your claim. This may involve interviewing witnesses, reviewing documents, researching the law, investigating the scene of the incident, and consulting with doctors or other experts.
What Compensation You Are Entitled To Recover
You are entitled to recover the following types of damages from the person who caused the accident (the at-fault driver) and/or their insurance company:
- economic damages (including past and future medical expenses, funeral expenses, past and future lost wages, impairment of earning capacity, and other out-of-pocket expenses such as prescription drug costs);
- non-economic damages (including inconvenience, loss of quality of life, emotional distress, pain and suffering); and
- physical impairment and disfigurement.